As part of the Pacific Sterling Properties team, I am dedicated, as a real estate agent/broker associate, for sixteen (16) consecutive years, to helping you with all of your real estate needs. With many services all under one roof, including but not limited to, representing Buyers, representing Sellers, Custom homes, Executive homes, Golf Course View homes, Estates, Short sales, Mortgage services, Relocation services, Leasing and/or Managing properties, Pacific Sterling Properties offers the convenience of "one-stop" shopping.

Pacific Sterling Properties is committed to offering our clients the latest innovations in marketing and technology. If you are looking for your dream home or thinking of selling your current residence, or any of the services mentioned above, contact me for service that is second to none!

Would you like to know how much your house is worth, or how much your house has appreciated, click here to send me a request. A comprehensive free market evaluation of your house will be sent, or emailed to you.

Are you interested in the latest real estate activities in your neighborhood or a specific area, thinking of buying a house, home ownership, getting a mortgage, property taxes, home Insurance, or to lease, just call Mercede at 714. 838. 2471 or drop me an email, my consultation is absolutely free, confidential, and with no obligations.

Home buying made easy, save thousands in closing costs with incentives and commissions, call Mercede for more details, 714. 838. 2471.

Are you paying PMI (Private Mortgage Insurance) on your mortgage every month. With property value appreciation in Tustin Ranch and most of Orange County you may be able to eliminate the PMI.  Call or email Mercede for details.

Accelerate your home equity buildup by paying additional principals every month. You will be glad you did! Any small or large amount will help the equity buildup. Your monthly payment does not change, however, you pay less interest every month. If your mortgage rate is high, this will greatly benefit you financially.

Take advantage of $250,000 - $500,000 tax free capital gain.  Call or email Mercede for more details.

1031 exchange is an IRS tax-deferred program. Call Mercede or email to see if you can benefit from this program when selling a property which is subjected to capital gain tax.

Did you know that some homeowners can transfer their current property tax base to a replacement property. Eight California counties including Orange County accept the inter-county property tax transfer.  Call or email Mercede for more details.

A California tax credit was passed as part of the new state budget for buyers of new homes between now and March 1, 2010. It allows them to claim a deduction of up to $10,000 over three successive years on their state income taxes provided the home will be their principal residence for at least two years.

An $8,000 federal tax credit can be used in addition to the state credit, but can be used by first-time buyers only who purchase their home between now and December 1, 2009. (Update: new closings is June 30th, 2010). An Income limit of $75,000 (Update: $125,000) a year for individuals and $150,000 (Update: $225,000) a year for joint filers also applies.

Neither the Federal nor State of California tax credits have to be repaid.

Update: Ten (10) percent of the purchase price of a primary residence, up to a maximum of $8,000 for the first-time home buyers and $6,500 for repeat buyers. First-time buyers are defined as people who have not owned a home in the past three (3) years. Repeat buyers must owned their current home at least five (5) years. The tax credit can not be used for houses costing more than $800,000.

"http://www.federalhousingtaxcredit.com"

Repeat buyers income is $145,000 for individuals and $245,000 for joint filers.

"www.makinghomeaffordable.gov"

Send me an email today and receive free automatic Email notification when a new property comes on the market.  Please include area, price range, and type of property, your name and telephone number will be helpful too.

Thank You.

* through previous affiliation